FINANCIAL SERVICES
OUR SERVICES
Collaboration is a crucial part of our process. We work alongside our clients to craft the right plan. Our approach is comprehensive, holistic and personal with a focus on managing your wealth and growing it for the benefit of future generations. We quaterback your overall financial picture and support you with a variety of comprehensive services.
Wealth Planning
We take an in-depth look at everything: from your current investments, current and future savings and tax exposure, to funding your retirement, paying for your children's education, and leaving a legacy for the future. With the knowledge, experience and resources accured over the years, we then construct and implement a plan that's tailored to your specific goals and circumstances. Then we stay on top of it, monitoring it continually to help make sure your objectives are met or surpassed. We also communicate on a regular basis to assess whether your goals or circumstances have changed, so we can adjust your plan accordingly.
Investment Management
First, we seek a clear understanding of your short-and long-term goals and your personal circumstances, including risk tolerance and time horizon. We then create a custom investment portfolio, strategically designed to help grow and preserve your wealth. We closely shepherd your portfolio on an ongoing basis.
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Preserve principal. Maintain purchasing power. Manage risk. Finding the right mix of investments to help you achieve these basic tenents of investing takes time and knowledge of the financial markets. We can help.
Tax Planning
One of our primary ojectives is to limit your tax exposure. While building, maintaining and adjusting your portfolio, we constantly monitor the tax ramifications, considering how best to minimize the impact. We make sure our high-net-worth clients participate in tax-advantaged investments, and that these investments are set up to provide as much protection as possible from potential tax burdens. We work alongside your personal tax professional to ensure that April 15th is a feel-good day, with no unhappy surprises.
Education Planning
Funding your children's college education can be one of your greatest expenses. Together, we'll explore your options - public in-state, out-of-state, or private school - to determine what you'll need to cover the costs. Next, we'll help you decide on the right investment vehicle, and we'll help implement your college savings account funding strategy. With proper planning, we can prepare you for that first day of college and all the days - and dreams - that follow.
Retirement Planning
The retirement planning process involves assessing one's current financial situation, estimating future needs, and creating a strategy to ensure financial security during retirement. Key steps include setting retirement goals, calculating required savings, and determining appropriate investment strategies to grow retirement funds. It's also crucial to consider factors such as potential healthcare costs, inflation, and tax implications. Regular reviews and adjustments to the plan are recommended to adapt to changing personal circumstances and economic conditions.
Estate Planning
The first step to enhancing your estate plan is understanding where you are today. Reviewing your existing documents helps us ensure that all your assets are addressed and indentify opportunities for improvement. Once identified, we work with you and your attorney to close any gaps so you can feel confident your legacy and loved ones are protected. Should you make your gift now or in the future? Does a Donor Advised Fund make sense for you? Should you make a monetary gift or donate investments or real property? We answer these questions to help you maximize the value of your gifts while minimizing taxes.
